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Auto Insurance

 
Our automobile insurance has coverage for comprehensive, collision, and liability exposures. In addition, various deductible options and discounts allow you to customize your policy to meet your needs.

Comprehensive Coverage
Pays for damage to your vehicle not caused by a collision or rollover. Includes (with no deductible): Windshield chip repair; emergency roadside services; $50 per day for a rental vehicle if your vehicle is stolen.
Collision Coverage
Pays for damage to your vehicle resulting from a collision or rollover.
Medical Payments
Covers reasonable medical payments or funeral expenses incurred as a result of an accident for each occupant of an insured vehicle.
Liability Insurance
Provides bodily injury and property damage to others when you are legally liable for an accident. The cost to defend is extended in the event of a lawsuit.
Uninsured & Underinsured Driver
Provides bodily injury coverage when you are injured as a result of an uninsured motorist’s negligence, or when the other vehicle does not have high enough limits to cover the injuries caused by their negligence.

Be sure to ask your 360 Insurance agent about the package policies available and the discounts they provide.

Agero Vehicle Services

 

Agero

Looking for peace of mind every mile? With a coverage limit of up to $250, you will have access to award-winning roadside assistance, 24x7x365, from one of the largest networks nationwide!

Agero Services

 

360 Insurance Company proudly now includes award-winning services through Agero, an industry leader that handles over 10 million events and protects more than 80 million drivers annually. For over 40 years, Agero has provided insurance carriers, vehicle manufacturers, and other entities with privately labeled state-of-the-art roadside assistance – helping motorists in their time of need while building customer loyalty for clients. And this great additional benefit will have no additional cost to you! Talk to your Farm Bureau Agent to learn more about this new benefit!

For all your Emergency Roadside Service needs, call:

1-888-292-3308

Rental Car Insurance

 
Prepare for traveling in advance by consulting with your agent and credit card companies to determine what coverage you may already have available to you for a rental vehicle at no extra cost. Any coverage available on credit cards is secondary. You must first present a claim to your insurance company or the rental agency. Extend your automobile policy and get coverage for future rental vehicles:

Liability
Comprehensive & Collision
Medical
Personal Effects
Fuel Purchase Options

Teen Drivers

 
The crash fatality rate is highest for teens 16 to 17 years old and within 6 months of licensing. The risk remains high through age 24. Much of the risk that youth face is due to their inexperience and specific teen behaviors. Awareness, experience, and commitment to safe behavior can have an impact on these numbers. 360 Insurance Company is committed to making the safety of our youth a priority. Spell Out the Rules:

Absolutely no alcohol
No cell phone use
One or no passengers
Use seat belts
Set a curfew
Parental responsibility

Potential Discounts

 
Are you looking for quality insurance that you can afford without sacrificing coverage? You are in the right place! 360 Insurance Company is proud of the high-quality products and services we offer. The following discounts reflect our commitment to offer these products at an affordable rate without sacrificing coverage or value. As you qualify for certain discounts to reduce price, service never decreases. Price is what you pay. Value is what you get. When you are teamed up with 360 Insurance, you are guaranteed a great value! Contact your agent today to see if you qualify for the following benefits:

Safe Driver Discount
Are you a safe driver? For every year without a chargeable accident you may be eligible for a discount.
Good Student Discount
Do you have a student driver in your house? A 3.0 GPA or better can earn a discount.
Low Mileage Discount
Do you drive any of your vehicles less than 7,500 miles per year? You may qualify for the Low Mileage Discount.
Multi-Car Discount
Do you have more than one vehicle? Insure them all with 360 Insurance, and earn a discount.
Patriot Discount
Are you or were you in the military? Did you complete a military-sponsored defensive driving course? Talk to your agent. You may be eligible for a discount.
Sr. Citizen Defensive Driving Discount
Are you over the age of 55? If you have completed one of the qualifying defensive driving courses, you could be eligible for a discount.
Longevity Discount
We value client loyalty. So for every three years your home is insured with 360 Insurance, you are eligible for a discount.
Package Policy Discount
If you choose to insure your home and autos with 360 Insurance, there could be a discount involved for you.

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