Pays for damage to your vehicle not caused by a collision or rollover. Includes (with no deductible): Windshield chip repair; emergency roadside services; $50 per day for a rental vehicle if your vehicle is stolen.
Pays for damage to your vehicle resulting from a collision or rollover.
Covers reasonable medical payments or funeral expenses incurred as a result of an accident for each occupant of an insured vehicle.
Provides bodily injury and property damage to others when you are legally liable for an accident. The cost to defend is extended in the event of a lawsuit.
|Uninsured & Underinsured Driver
Provides bodily injury coverage when you are injured as a result of an uninsured motorist’s negligence, or when the other vehicle does not have high enough limits to cover the injuries caused by their negligence.
Be sure to ask your 360 Insurance agent about the package policies available and the discounts they provide.
Agero Roadside Assistance
Looking for peace of mind every mile? With a coverage limit of up to $250, you will have access to award-winning roadside assistance, 24x7x365, from one of the largest networks nationwide!
360 Insurance Company proudly now includes award-winning services through Agero, an industry leader that handles over 10 million events and protects more than 80 million drivers annually. For over 40 years, Agero has provided insurance carriers, vehicle manufacturers, and other entities with privately labeled state-of-the-art roadside assistance – helping motorists in their time of need while building customer loyalty for clients. And this great additional benefit will have no additional cost to you! Talk to your Farm Bureau Agent to learn more about this new benefit!
For all your Emergency Roadside Service needs, call:
Premier Auto Endorsement
Take your auto coverage to the next level!
With our Premier Auto Endorsement, you will receive more coverage than a standard auto policy. You will receive enhanced coverage for items such as:
|Rental Car Expenses
Up to $1,000 for rental expenses when your auto is involved in a covered comprehensive, collision or theft loss.
When your auto sustains glass breakage to the windshield, side glass or sunroof, your deductible for replacement of the glass is only $100. This coverage does not apply to mirrors, head lamps, or tail lamps.
Up to $500 for damage to your personal property or property of others because of a covered comprehensive or collision loss.
Up to $1,000 per occurrence for veterinarian bills or burial costs for your pet as a result of a covered comprehensive or collision loss. This coverage does not apply to livestock and is not limited to just dogs and cats.
|Meals and Lodging
Up to $500 for meals and lodging if you are traveling and your auto is involved in a covered comprehensive or collision loss. The loss or accident must occur over 100 miles from where your auto is principally garaged.
Talk to your local 360 Insurance agent today to see if Premier Auto is right for you!
Don’t leave your vehicle only half covered!
If you have invested time and money into your autos, you may not be adequately covered. Your policy provides $3,000 for Special Equipment on your auto or trailer when involved in a covered loss. That’s why we have a Special Equipment endorsement to increase the amount to fit your needs for the special equipment you may have.
What is Special Equipment?
“Special equipment” includes but is not limited to:
- Grill Guards
- Electronic Equipment
- Lift Kits
- Custom Wheels
- Custom Paint
- Handicap Equipment
Special Equipment means any equipment or devices that alter the:
- Function of your insured auto or trailer
It does not mean any:
- Original manufacturer equipment, furnishings, or parts.
- Any replacement of original manufacturer equipment, furnishings, or parts with other items of like kind and quality.
Talk to your local 360 Insurance agent today to see if you need to increase your Special Equipment coverage!
Rental Car Insurance
Comprehensive & Collision
Fuel Purchase Options
|Absolutely no alcohol
No cell phone use
One or no passengers
|Use seat belts
Set a curfew
|Safe Driver Discount
Are you a safe driver? For every year without a chargeable accident you may be eligible for a discount.
|Good Student Discount
Do you have a student driver in your house? A 3.0 GPA or better can earn a discount.
|Low Mileage Discount
Do you drive any of your vehicles less than 7,500 miles per year? You may qualify for the Low Mileage Discount.
Do you have more than one vehicle? Insure them all with 360 Insurance, and earn a discount.
Are you or were you in the military? Did you complete a military-sponsored defensive driving course? Talk to your agent. You may be eligible for a discount.
|Sr. Citizen Defensive Driving Discount
Are you over the age of 55? If you have completed one of the qualifying defensive driving courses, you could be eligible for a discount.
We value client loyalty. So for every three years your home is insured with 360 Insurance, you are eligible for a discount.
|Package Policy Discount
If you choose to insure your home and autos with 360 Insurance, there could be a discount involved for you.