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Country Estate Insurance

 
Our Country Estate policy is designed to meet the special needs of country living. A traditional homeowner’s policy may leave gaps in coverage. If you are a homeowner whose lifestyle includes a small acreage and perhaps some horses, livestock, or limited agricultural productions, this policy may be a good fit for you.

Property Coverage
The Country Estate policy offers coverage for your property exposures including your home, additional structures, and limited farm personal property (including saddles, tack, livestock, and hay). Some optional coverages include: replacement cost coverage for household personal property, earthquake, backup of sewer or drains, and waiver of glass deductible.
Auto Coverage
Our auto insurance provides coverage for comprehensive, collision, and liability exposures. In addition, various deductible options and discounts allow you to customize the policy to meet your needs. Some optional coverages include: theft rental reimbursement, special equipment or paint, rental expense, additional living expense, and accidental death or dismemberment.
Liability Insurance
In addition to standard liability coverages, we offer farm liability coverage for the unique exposures of a country home. Standard coverages include bodily injury and property damage to protect you from damages to others for which you are legally obligated and medical payments to cover medical expenses of those who are injured on your property.
Inland Marine
Additional coverage is available for your valuable personal property such as jewelry, furs, silverware, guns, coin and stamp collections, and fine arts. You can also cover your boat and other recreational equipment.
Umbrella
Additional liability coverage is available to protect you against catastrophic liability claims.

Comprehensive Coverage

 
The Country Estate policy offers unique coverage for the property exposures of a country home. You can cover the following under one comprehensive policy:

Personal Liability
Farm Liability
Additional Living Expense
Dwellings
Auto Liability and Physical Damage
Additional Buildings
Recreational Vehicles and Boats
Household Personal Property
Limited Farm Personal Property
Umbrella Protection

Potential Discounts

 
Are you looking for quality insurance that you can afford without sacrificing coverage? You are in the right place! 360 Insurance Company is proud of the high-quality products and services we offer. The following discounts reflect our commitment to offer these products at an affordable rate without sacrificing coverage or value. As you qualify for certain discounts to reduce price, service never decreases. Price is what you pay. Value is what you get. When you are teamed up with 360 Insurance, you are guaranteed a great value! Contact your agent today to see if you qualify for the following benefits:

New Home Discount
Your premium automatically reflects a discount if your home was built in the last 9 years.
Home Alert Discount
A discount is offered to homeowners who protect their homes with various qualifying alarm and alert systems.
Wind/Hail Resistive Roofing Discount
If your roof has been constructed of qualifying “wind resistive” or “hail resistive” materials, you may be eligible for a discount.
Longevity Discount
We value client loyalty. So for every three years your home is insured with 360 Insurance, you are eligible for a discount.
Package Policy Discount
If you choose to insure your home and autos with 360 Insurance, there could be a discount involved for you.
Safe Driver Discount
Are you a safe driver? For every year without a chargeable accident you may be eligible for a discount.
Good Student Discount
Do you have a student driver in your house? A 3.0 GPA or better can earn a discount.
Low Mileage Discount
Do you drive any of your vehicles less than 7,500 miles per year? You may qualify for the Low Mileage Discount.
Multi-Car Discount
Do you have more than one vehicle? Insure them all with Mountain West Farm Bureau Insurance, and earn a discount.
Patriot Discount
Are you or were you in the military? Did you complete a military-sponsored defensive driving course? Talk to your agent. You may be eligible for a discount.
Sr. Citizen Defensive Driving Discount
Are you over the age of 55? If you have completed one of the qualifying defensive driving courses, you could be eligible for a discount.

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