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Homeowners Insurance

 
We offer a variety of homeowner’s protection plans so that you can select the one that is right for you. Your home is a source of pride and a place of security – protect your investment with the finest in property and liability insurance.

Personal Property Coverage
Your furniture, clothing, electronics, and jewelry are important to you as well. We offer solid coverage for your personal property, including the option of replacement cost coverage.
Coverage for Other Structures
We have the coverage you need to protect your detached garage or storage shed on your premises.
Loss of Use
If your home is damaged by a covered loss and you are unable to live in it while repairs are being made, we provide coverage for your additional living expenses during reconstruction.
Liability Insurance
Our homeowners plans provide coverage when you are legally liable for bodily injury or property damage caused by a covered loss on your property or as a result of your activities.
Tenant’s Coverage
If you don’t own your home, our tenant’s policy provides coverage for your liability and personal property.

Be sure to ask your 360 Insurance agent about the package policies available and the discounts they provide.

Renters Insurance

 
If you rent your home, it’s essential that you have protection for the things that are important to you, especially since your landlord’s insurance generally won’t cover you. You may not realize the total value of your possessions, but they add up quickly. In the event of a loss, could you afford to replace everything if it were stolen or damaged? Renter’s insurance is an inexpensive way to ensure your peace of mind. For less than a dollar a day, you can protect yourself and your property from the unexpected. Cover the replacement cost of your personal property. Examples include:

Clothing
Furniture
Musical Instruments
Electronics
Outdoor Recreation Equipment
Firearms (limits apply)
Jewelry (limits apply)
Kitchen Appliances and Cookware
Bedding, Towels, and Cleaning Supplies
Refrigerated Products ($500 limit)

Potential Discounts

 
Are you looking for quality insurance that you can afford without sacrificing coverage? You are in the right place! 360 Insurance Company is proud of the high-quality products and services we offer. The following discounts reflect our commitment to offer these products at an affordable rate without sacrificing coverage or value. As you qualify for certain discounts to reduce price, service never decreases. Price is what you pay. Value is what you get. When you are teamed up with 360 Insurance, you are guaranteed a great value!

Contact your agent today to see if you qualify for the following benefits:

New Home Discount
Your premium automatically reflects a discount if your home was built in the last 9 years.
Home Alert Discount
A discount is offered to homeowners who protect their homes with various qualifying alarm and alert systems.
Wind/Hail Resistive Roofing Discount
If your roof has been constructed of qualifying “wind resistive” or “hail resistive” materials, you may be eligible for a discount.
Longevity Discount
We value client loyalty. So for every three years your home is insured with 360 Insurance, you are eligible for a discount.
Package Policy Discount
If you choose to insure your home and autos with 360 Insurance, there could be a discount involved for you.